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What Is an Injury Settlement? An injury settlement is a contract between the plaintiff and the defendant to settle the case outside of court. It can be a successful way to get the money you need quickly. Unlike special damages, which can be easily calculated but non-economic damages are difficult to define in a dollar amount. This includes things like discomfort and pain. Medical expenses Depending on the severity an injury, medical costs could be a significant portion of a settlement. These can include doctor's visits as well as medications, surgery and other procedures. These expenses are not usually covered by insurance and may be costly. In many cases, there are also an additional cost associated with the injury, like home health care, adaptive devices, transport to medical appointments and more. Medical bills are typically covered by a private health insurance company, the government's Medicare or Medicaid or PIP coverage. If you get a settlement with outstanding medical balances that are not paid, these must be paid by the settlement funds. Your attorney can negotiate with billing companies in order to reduce the balances. Your lawyer can also determine the appropriate amount of damages to be used to cover other non-medical loss. This includes the loss of future earnings along with pain and suffering and other damages that are not economic. In order to claim these damages, your attorney will need to submit documentation and expert testimony on these other damages. Loss of wages In addition to compensation for medical expenses, injured victims may also be entitled to lost wages. These damages are calculated in relation to the amount of time the victim was off work because of their injuries. A seasoned personal injury lawyer can assist clients in recovering lost wages in a personal injury lawsuit. You may be unable to perform a significant amount of work if you suffer from a traumatized brain injury, spinal cord injury, or both. You will need to prove that your accident caused you to miss work. It is essential to include all income sources when proving your lost wages. This includes regular wages, overtime, bonuses, and commissions. You can also include unused vacation or sick days. If your doctor concludes that you are able to return work with certain restrictions, your employer must adhere to these limitations. This could mean changing your job or providing you with helpful equipment. A skilled personal injury lawyer will help you collect all the data necessary to prove a lost wage claim. They can also assist with a case in which the victim is self-employed or has a salary that fluctuates. In these instances the insurance company will need to analyze the person's past and future earnings and provide a reasonable estimate of future lost wages. injury lawyer college station will require a complete declaration from the plaintiff's accountant or financial expert. Non-economic damage When people think of personal injury, the first thing that comes to mind is the loss of money due to medical expenses and lost wages. However, there are other costs associated with injury that are harder to quantify in dollar amounts. These are known as non-economic damages. They cover the more intangible results of injuries suffered by a person like suffering and suffering, as well as loss of enjoyment of life. Pay stubs and bills may be used to establish economic damages for courts and juries. Non-economic damages on the other hand are more difficult to determine and could be based upon subjective factors like pain, suffering, and emotional distress. The term “pain and suffering” refers to any physical, mental or emotional pain that results from the accident. This can include the inability of a person to pursue their normal hobbies or social activities. A jury will be able to consider the extent to which the injury has affected the victim's way of life. Other non-economic damages include disfigurement loss of consortium and loss of enjoyment life. For example, a person may suffer from disfigurement due to an accident that permanently alters their appearance. While this isn't necessarily a financial loss however, it can be extremely painful to bear the scars and other permanent injuries. Damages for suffering and pain Pain and suffering are not economic damages that compensate you for the physical and emotional trauma caused by your accident. In contrast to medical bills, auto repair costs, and lost wages as well as lost wages, these are more subjective damages that need to be decided by the jury. Each juror will have different opinions on the amount of pain and suffering compensation is appropriate for your case. Documentation can help jurors understand the seriousness of an injury. Your attorney can gather documents from your doctor which detail the severity of your injuries, along with videos and photos. Testimonies from family members and friends can be equally convincing. These testimonies may help inspire sympathy from the jury and also show how your accident has impacted aspects of your life, like hobbies and family activities. The length of your injuries may also influence the amount of your settlement for pain and suffering. Awards for pain and suffering are typically higher for severe and disabling injuries than injuries that heal quicker. Injury can cause a lot emotional trauma and stress, and a successful claim for injury should reflect that. A personal injury lawyer can help you create an effective case and help you negotiate a fair settlement for all your injuries. If you have any questions about a possible injury settlement you can call Adam S. Kutner & Associates to schedule a consultation.